What is a TPD Claim?

TPD stands for ‘Total and Permanent Disability’. Many insurance and superannuation policies have a total and permanent disability insurance component. If you have TPD insurance, and have suffered an injury or illness, you may be entitled to make a claim on the...

Are you or your business owed money?

What is the quickest and cheapest way of recovering a bad debt? What are the best techniques for recovering a bad debt? How do you maximise your chances of recovering a bad debt? If communication has broken down with a person or business who owes you money, it is...

Do you have a personal injury claim?

People often do not realise that they have a personal injury claim. There are all sorts of potential claims.  Perhaps you were involved in a motor accident or a work accident.  Or you suffered injury at a public or private place.  Or you were on the...

Can you Challenge a Will?

A Will can be challenged for all sorts of reasons.  For instance, a Will may be a fraud.  The person making the Will may have been the subject of undue influence.  Or perhaps the person making the Will did not have the mental capacity to make a Will....

What happens if you die without a Will?

Approximately half of Australians do not have a Will, according to the NSW Trustee & Guardian.  This figure is almost certainly an underestimation.  A more realistic figure is that 70% of Australians do not have a Will. There are various consequences of...

Two Ways a Contract can be ‘Illegal’

A contract can be ‘illegal’ because it is prohibited by legislation or it infringes a rule of public policy. Prohibited by Legislation In order for a contract to be ‘illegal’ because it is prohibited by legislation, the contract must be expressly or impliedly...