What is a TPD Claim?

Dec 9, 2022 | Publication

TPD stands for ‘Total and Permanent Disability’. Many insurance and superannuation policies have a total and permanent disability insurance component.

If you have TPD insurance, and have suffered an injury or illness, you may be entitled to make a claim on the insurance.

A claim may result in a payment to you of a lump sum. You could use this to cover past and future medical costs, pay down debt or improve your quality of life.

Different insurance policies have different requirements for making a TPD claim. It is important to obtain legal advice as soon as possible regarding your rights.

The nature of your illness and/or disability may be relevant. Medical evidence may be required in order to satisfy the insurance company.

It is well worth checking with your superannuation company to see if you have TPD insurance and the nature and extent of the cover. It is also not uncommon for insurance providers to have waiting periods and criteria regarding employment history.

The payment of a TPD benefit can also impact any life benefit that may be payable.

For a free, no obligation consultation or chat, please contact McAuley Lawyers on (02) 9633 1826 or reception@mcauleylawyers.com.au

The information in this publication is of a general nature and is not intended to address the circumstances of any particular individual or entity. Although we endeavour to provide accurate and timely information, we do not guarantee that the information in this publication is accurate at the date it is received or that it will continue to be accurate in the future. We are not responsible for the information of any source to which a link is provided or reference is made and exclude all liability in connection with use of these sources. If you do not wish to receive newsletters from us, please let us know.

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